Los recursos de financiamiento para cooperativas incluyen subvenciones, préstamos, préstamos garantizados, fondos rotatorios, capital social y financiación colectiva. El financiamiento puede provenir de agencias federales, asociaciones público-privadas, instituciones crediticias, Instituciones Financieras de Desarrollo Comunitario (IFDC), fundaciones y otras organizaciones. Si su oportunidad de financiamiento no se encuentra aquí, contáctenos en CoopInfo@usda.gov .
The Equitable Economy Fund
The Equitable Economy Fund owns a diversified portfolio made up of ownership of preferred shares in cooperative businesses. Investors buy shares in the fund. The fund benefits from investment in cooperative preferred stock in one of three ways: 1. the cooperative pays target dividends (if agreed upon by the cooperative's board); 2. the cooperative buys back outstanding investor shares; or 3. the fund receives an agreed-upon allocation of pre-tax profits.
US Department of Treasury CDFI Fund
Through the New Market Tax Credit Program, the Community Development Financial Institutions Fund allocates authority to certified Community Development Entities to offer tax credits to investors in exchange for equity in the CDE. Using the capital from these equity investments, CDEs make loans and investments to businesses operating in low-income communities on better-then-market terms. Cooperatives may benefit by borrowing from CDFIs or from loans or investments by CDEs.