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Success Stories

Welcome to Tennessee!

Charron Culp
Homeownership

Nothing says welcome to Tennessee better than owning a new home. When Brian Ranger decided it was
time to leave California and move to Tennessee, he knew he would need to purchase a new home. Mr.
Ranger contacted the USDA Rural Development office in Union City to begin the process of purchasing
his first home in rural Henry county. “I was surprised how easy the process appeared to be and that I
actually might be able to purchase my first home”, Ranger said.  Brian was on a fixed income and
Rural Development was going to be the catalyst in making his dream of homeownership become a reality. On March 2, 2020 a moving truck with all of his belongings, arrived at his new home in Springville.

Mr. Ranger already had some friends and family living in the Henry county area when he made the
decision to purchase a home in the same area. He contacted a local realtor, Jo Lynn Pierce, with
Re/Max Cornerstone Real Estate in Paris to assist him in locating his forever home. She was
instrumental in locating his home and assisting with local contacts to complete the process. “I am very familiar with USDA Rural Development’s programs and was delighted to assist Mr. Ranger through the process”, Pierce
said.

Even though Springville, Tenn. is a far cry from Long Beach, Calif., Mr. Ranger was very excited to
be relocating.  He was thrilled when he realized that he could purchase a 1,300 square foot home in
Tennessee for far less than he was renting a one-bedroom, 300 square foot apartment in California. 
Brian qualified for a 33-year loan at a 3.00 % interest rate under the RH 502 Direct loan program. 
Mr. Ranger was very appreciative of Mary Hickman and Jennifer Sweatt, employees of the USDA Rural
Development - Union City Area Office, for helping his dream of homeownership become a reality.

Obligation Amount:
$137,500
Year(s) of Obligation:
Congressional District:
TN-08